One of the cornerstones of retirement planning is determining how much you can safely withdraw each year while maintaining a ...

A lot of people reach retirement age without much money in savings. But if you worked hard and saved well, you may be in a very different position. And if you’re retiring with a respectable nest egg, ...

It seems the 4% rule is now the 4.7% rule. Three decades after financial planner William Bengen came up with a simple yet ...

The 4% rule is designed to help your savings last for 30 years. It doesn't necessarily apply to anyone. A different withdrawal rate may better serve your needs. There's a reason so many people end up ...

Conventional wisdom has long held that retirees should plan on spending 4% of their savings in the first year of retirement and then spending that same amount, adjusted for inflation, every year after ...

A newly published study challenges fixed-rate withdrawal strategies for retirement spending, such as the long-standing 4% rule, and instead proposes a framework for decumulation centered around a ...

Saving for retirement is not an easy thing to do. But finding the money for retirement savings is only half the battle.

Three decades ago, financial adviser Bill Bengen created a retirement principle called the 4% rule. It went viral. Now, the rule is getting an update, which may be of particular interest in ...

Three decades ago, financial adviser Bill Bengen created a retirement principle called the 4% rule. It went viral. Now, the rule is getting an update. The 4% rule says you should plan to spend 4% of ...

The creator of the 30-year-old rule has bumped up his recommendation after a new analysis. Rangely García for Money William Bengen’s popular retirement withdrawal rate just got a raise — it’s now 4.7% ...

Another approach to guilt-free spending in retirement is the spend the gains rule, says Gates. With this strategy, if your ...

This simple framework is reshaping how retirees plan their income, but is it right for you? Here's what to know.