One of the cornerstones of retirement planning is determining how much you can safely withdraw each year while maintaining a ...

The 4% rule generally assumes a 30-year retirement window. If you'll need your money to last much longer due to an early retirement, you may want to stick to a less aggressive rate of withdrawal.

A lot of people reach retirement age without much money in savings. But if you worked hard and saved well, you may be in a ...

Conventional wisdom has long held that retirees should plan on spending 4% of their savings in the first year of retirement and then spending that same amount, adjusted for inflation, every year after ...

A newly published study challenges fixed-rate withdrawal strategies for retirement spending, such as the long-standing 4% rule, and instead proposes a framework for decumulation centered around a ...

Three decades ago, financial adviser Bill Bengen created a retirement principle called the 4% rule. It went viral. Now, the rule is getting an update, which may be of particular interest in ...

Bengen's 4% rule has long been viewed as a starting point for mapping out an annual withdrawal plan that guards against retirees running out of money. But the rule has been questioned in recent years, ...

Withdrawal strategies in retirement can feel tricky because no one wants to outlive their savings. There are enough ...

Three decades ago, financial adviser Bill Bengen created a retirement principle called the 4% rule. It went viral. Now, the rule is getting an update. The 4% rule says you should plan to spend 4% of ...

This simple framework is reshaping how retirees plan their income, but is it right for you? Here's what to know.

Saving for retirement is not an easy thing to do. But finding the money for retirement savings is only half the battle.

But the rule no longer stands, says its inventor, Bill Bengen. Instead, he recommends retirees plan on spending 4.7% of their savings in their first year and every year after, adjusted for inflation.