According to recent data from major plan administrators including Vanguard and Fidelity Investments, 6% of 401 (k) participants took hardship withdrawals in 2025, up sharply from 4.8% in 2024 and 3.6% ...

President Donald Trump touted rising 401(k) balances in his State of the Union speech. Here's where those retirement accounts stand.

Some 6 percent of those with 401 (k)s took hardship withdrawals from their accounts in 2025, up from 4.8 percent in 2024 and ...

Many retirees in their 60s and 70s have regrets about their 401(k) savings. Here are some of the most common ones that ...

New data from Vanguard and Fidelity reveal a split picture of American retirement savings ...

Recent research reveals retirees withdraw just 2.1% of their savings annually—about half the amount experts recommend. Here's what the data shows.

When facing financial challenges, individuals may consider taking a 401(k) loan or withdrawal as a potential solution. A 401(k) loan refers to borrowing money from one's own 401(k) retirement savings, ...

Since 2002, retirement savers age 50 and over have had the option of making “catch-up” contributions to their 401 (k) plans, ...

If you’re thinking about how to withdraw money from a 401(k) before retirement, you’re not alone. Life happens — from job loss to medical bills — and sometimes you need to access your retirement ...

As a refresher, with a traditional 401 (k), your money goes in on a pre-tax basis. Investment gains are tax-deferred, while withdrawals are taxed. With a Roth 401 (k), you don't get an up-front tax ...

A $1 million 401(k) balance puts you ahead of 95% of American savers. But a large balance creates five specific tax and administrative traps most people discover too late. Handling these correctly ...

How IRAs and 401(k) work, as explained by retirement experts - ‘The tax advantages associated with IRAs and 401(k)s is what ...