The interest rate on fixed-rate HELOCs stays the same, as opposed to fluctuating as it does with traditional HELOCs. Some lenders let you convert part of a traditional variable-rate HELOC balance to a ...

A fixed-rate home equity line of credit (HELOC) lets you convert your home equity into cash. Unlike most traditional HELOCs, it comes with a fixed interest rate to give you more predictability during ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

If you ask someone in the lending industry about home equity products, you may hear that home equity loans have fixed rates and home equity lines of credit, or HELOCs, have variable rates. While ...

Tim Maxwell is a freelance writer who covers investing, real estate, banking, credit education and other personal finance topics. The sun is beginning to shine again on the interest rate environment ...

Don't borrow equity with a $200,000 HELOC before crunching the monthly costs. Here's what to expect if you apply now.

For homeowners looking to tap into the equity in their homes, Hawaii State Federal Credit Union offers a flexible and secure solution — with an added layer of predictability. Home Equity Lines of ...

With a fixed-rate HELOC, you have the option to fix the rate on some or all your balance during the loan's term. There may be limits on how many times you can fix your rate or how many fixes can be ...