Allowing lenders to base mortgage decisions on single- or double-pull credit reporting would result in more risk to banks, ...
Americans’ unpaid medical bills will remain on their credit reports after a federal judge last week vacated a Biden-era Consumer Financial Protection Bureau (CFPB) rule that would have removed such ...
The total national average credit score dropped two points this year to 715, according to the report from credit scoring company FICO. But Gen Z’s average score dropped three points to 676, the ...
After more than a decade of steady improvement, the average American’s credit score fell for the second year in a row. Falling credit scores are just the latest sign that all is not well within the ...
Here's something you may not have read in a while: Mortgage interest rates just dropped. And it wasn't just an anomaly. In fact, mortgage rates have declined for five consecutive weeks now, according ...
Fair Isaac aims to reshape the industry with its move to bypass the big credit bureaus in mortgage scoring. Lenders may save ...
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