Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.36%. For 20-year mortgage refinances, ...

The rate on a 30-year fixed refinance fell to 6.34% today, according to the Mortgage Research Center. Rates averaged 5.32% ...

If you're planning to refinance your home this fall, you may not need as much of a rate reduction as you think.

Here are the 10 best and 10 worst states for refinancing your mortgage for a 0.50% rate cut, per a Neighbors Bank study.

If you took out a mortgage in the last year or two, you might still be reeling from the closing costs you paid — and understandably hesitant to repeat the process even if mortgage rates have ...

The interest rate climate has already begun to shift ahead of the Federal Reserve's expected rate cuts this month. Just this week, mortgage rates dropped substantially, falling to an average of 6.35%, ...

Considering the current mortgage rate of around 6.41% in September 2025, and knowing that rates were half as much 10-15 years ...

For the vast majority of homeowners, there's currently little financial incentive to refinance their mortgages. So far in 2025, average mortgage rates have remained elevated, consistently hovering ...

Some people taking out a home loan and purchasing flood insurance could face delays during the U.S. government shutdown.

Demand for adjustable-rate mortgages jumped 25% over one week, industry data shows. Mortgage rates fell last week on the back of reports of a weakening job market. Homeowners jumped on the opportunity ...

DALLAS — One time I had just wrapped up what had been a nice meal of Chinese food, and I cracked open my fortune cookie for my special message. Would it encourage me, or extoll my virtues, or tell me ...

Refinancing an underwater mortgage can be difficult, but not impossible. It’s easier if you have a government-backed loan such as an FHA, VA or USDA loan. It doesn’t always make sense to refinance out ...