Have you ever forgotten to pay a bill, only to unexpectedly watch your credit take a hit? It stinks. And unfortunately, it ...

Think of your credit score as your money report card. Banks and lenders look at it when you apply for a credit card, a car ...

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

From canceling old cards to cosigning loans, these surprising missteps can quietly hurt your score. Learn what affects your credit (and what to do about it) — from the experts.

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...

Getting your first credit card is a huge step towards financial independence, but if you didn’t grow up in a household that ...

A score of 750 or above is generally considered good, unlocking access to the best loans and credit cards at attractive rates.