Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

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Discover how VUL policy expenses compare to whole life and other products when you understand design options and funding ...

Roughly half of Americans have life insurance, industry estimates suggest. Fewer people own policies that will last beyond their current jobs. Is that a bad thing? Maybe so. The insurance industry, of ...