Tennessee homeowners enjoy some of the lowest average insurance costs in the Southeast, even as premiums rise in coastal and climate-vulnerable states. While affordability challenges are reshaping ...

With an average annual premium of $6,274, Louisiana homeowners have the highest true cost of home insurance at 10.78 percent of household income. Based on a median annual income of $77,719, the ...

New York homeowners pay relatively low insurance costs, staying more affordable than many states despite coastal flood and storm risks.

Upping your deductible generally lowers your premiums. According to the Insurance Information Institute, increasing your ...

Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...

Affording a home is one thing. Affording to keep it running is another. The average homeowner spends $21,084 per year on non-mortgage expenses, including insurance, property taxes, and other costs, ...

Wisconsin homeowners pay some of the lowest insurance premiums in the Midwest, averaging $1,000–$1,499 with a mortgage and just $800–$999 without. Moderate climate risks have kept costs ...

Indiana homeowners benefit from some of the lowest homeowners insurance premiums in the nation. While premiums are rising across climate-vulnerable states such as Florida, Louisiana, and California, ...

Maine homeowners enjoy some of the nation's most affordable insurance, staying well below rising premiums in other coastal ...

Utah homeowners pay some of the lowest insurance premiums in the U.S., averaging $800–$999 annually for non-mortgaged ...