MarketWatch Picks highlights items we think you’ll find useful; we are independent of the MarketWatch newsroom. We might earn a commission from links in this content. Learn more Average rates for ...

6-month CDs offer some of the highest APYs right now, but rates may be lower six months from now. 5-year CDs have lower APYs, but locking in today's rates for years may be a smart call. High-yield ...

If you’ve ever considered opening a certificate of deposit, you’ve likely noticed banks and credit unions offering significantly higher rates for limited time periods and/or terms. With average annual ...

In today's uncertain interest rate environment, finding the right certificate of deposit (CD) account is more important than ever. With the Federal Reserve's ongoing evaluations of economic conditions ...

The interest rate cut that's been looming for all of 2025 finally seems to be here. With a cut to the federal funds rate almost a certainty, many experts are now wondering whether it will be by 25 ...

Average rates for certificates of deposit this month range from a ho-hum 0.23% for the shortest, 1-month terms, up to 1.76% for 1-year accounts, according to the latest government data. But for ...

CDs are built for times like this. With the Fed officially cutting rates in September (and signaling more cuts on the horizon through 2027), locking in guaranteed returns can feel like a safe harbor.