A variable-rate mortgage has an interest rate that is not fixed for the full mortgage term. It can either have an annual rate update or an initial fixed rate before switching to a variable rate.

When it comes to taking out a mortgage, whether to opt for a fixed rate or variable rate deal can be a tricky decision. If you’re veering towards the variable option, here’s more about how the deals ...

When you apply for a bank account or financing, the interest rate you receive can give you a sense of how much you’ll earn in returns — or pay to borrow money. However, not all interest rates work the ...

When it comes to choosing a mortgage rate there are two main options: fixed or variable. But how do these different interest rates work and which one could be right for you? Fixed rates tend to be by ...

Interest rates shape everything from your mortgage payment to the return on your savings account. Whether you're borrowing or saving, the rate determines how much money changes hands over time. Rates ...

Choosing between a fixed-rate and variable-rate loan can affect how much you pay over time and how easily you can budget each month. Fixed-rate loans offer predictable monthly payments and protection ...

Choosing between a fixed or variable interest rate mortgage can shape your finances for decades. This 2026 Malaysia guide ...

Four months have passed since the Bank of Canada ‘s latest rate reduction, with no guarantee of another on the horizon. Policy is on hold while officials monitor inflation and play psychic with tariff ...

Switching your mortgage from a variable to a fixed interest rate can help make your mortgage more affordable if rates are rising. Many or all of the products on this page are from partners who ...