It seems the 4% rule is now the 4.7% rule. In the early 90s, financial planner William Bengen was looking for a simple solution to help clients understand how much they could spend each year in ...

Withdrawal strategies in retirement can feel tricky because no one wants to outlive their savings. There are enough withdrawal strategies to provide something for everyone. You don't have to stick ...

Retiring on $500,000 could be possible. Learn smart withdrawal plans, Social Security timing and cost-cutting tips to stretch your savings for decades.

One of the cornerstones of retirement planning is determining how much you can safely withdraw each year while maintaining a certain quality of life. And it wouldn't take much searching to come across ...

an elderly couple walks down a street in a European city - Riska/Getty Images Commonly referred to as your golden years, retirement is a time to kick back, relax, and enjoy your newfound freedom — ...

It seems the 4% rule is now the 4.7% rule. Three decades after financial planner William Bengen came up with a simple yet elegant solution to help clients balance their retirement spending, the ...

Bengen's 4% rule has long been viewed as a starting point for mapping out an annual withdrawal plan that guards against retirees running out of money. But the rule has been questioned in recent years, ...

A newly published study challenges fixed-rate withdrawal strategies for retirement spending, such as the long-standing 4% rule, and instead proposes a framework for decumulation centered around a ...

How does spending change over the course of your life, and why it might mean you could spend more in retirement.

Retirement isn’t something you should just dive into. To enjoy your senior years to the fullest, it’s important to plan carefully. That said, even if you make an effort to plan for retirement, certain ...

Playing it safe with your retirement investments comes with its own set of risks. Here's how to make sure you're allocating appropriately for your timeline and risk tolerance.

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