Understand the score that insurers use to predict risk and help set your auto and homeowners insurance rates ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

A high deductible means lower premiums but it’s not right for everyone ...

GRAND BLANC, MI, UNITED STATES, March 11, 2026 /EINPresswire.com/ -- Championing Expertise, Leadership, and Compassion ...

VVA’s Valuation Tools also provides greater transparency for policyholders after an accident. The days following a car accident are filled with unfamiliar terms and important financial decisions – ...

Fair Insurance Settlement Act will level the playing field by cracking down on insurers who profit by delaying and denying claims. Credit: Getty Images. Affordability is the defining issue of our time ...

Car insurance prices dropped 6% in 2025 from the year prior: Insurify Wyoming, Iowa and Arkansas saw the largest price cuts Premiums kept rising in New Jersey, Rhode Island and Michigan Nationally, ...

A 2022 law increasing minimum liability coverage requirements is a primary driver of the rate hikes. The average cost for car insurance in New Jersey is already significantly higher than the national ...

Finding the right car insurance for you can be a tricky proposition. Every state in the United States — with the exception of New Hampshire — requires vehicle owners to have some level of car ...

In the world of insurance valuation disputes, the selection of the appraiser and umpire can significantly influence the outcome of an appraisal. These professionals play an important role in resolving ...

Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a ...