Dave Ramsey is often unapologetic when it comes to the credit industry. In last year’s talk about his signature “7 Baby Steps,” the personal finance expert made one thing unmistakable: you don’t need ...

As BNPL becomes more common, it’s quickly turning into an accepted credit option. In fact, 86% of Americans say they trust BNPL as a payment method, and three out of four users say they trust BNPL ...

The Ramsey Show social media handle on Monday posted a series of videos in which Ramsey dismissed the value of an 800 credit score, telling listeners, "That costs you at least a hundred grand in ...

Ren explained that he works in IT for various financial institutions. As part of his contract work, his credit score is checked every six months. When his score dipped below 700 after closing an old ...

I have LONG been pointing out how the biggest of Big Businesses – along with some select foreign governments – dictate law and policy in the United States. Washington, DC is their butcher. Slicing up ...

With an estimated net worth of $200 million, Ramsey can afford to rack up a credit card bill and pay it off, but that doesn't ...

Don't panic. Here are 6 of the easiest ways you can catch up (and fast) Dave Ramsey warns nearly 50% of Americans are making ...

Credit scores can be crucial to renting an apartment, getting a decent rate on a bank loan or signing up for a mobile phone ...