Explore what credit risk is, its impact on loans and investments, the role of credit ratings, and real-world examples to mitigate potential financial losses.

The credit rating agency raised Elanco’s corporate family rating to Ba2 from Ba3, while also upgrading its probability of default rating to Ba2-PD from Ba3-PD. Additionally, Moody’s upgraded the ...

Following the acquisition, Moody’s expects Intralot’s adjusted gross leverage to be around 4.3x on a pro forma basis for 2025. The agency forecasts solid revenue growth from 2026 onward, supporting a ...

CFO Puneet Sharma said the main effect will be a shift in provisioning from outstanding to exposure, with net worth largely ...

These directions are proposed to be implemented by banks and financial institutions with effect from April 1, 2027 — a ...

The Reserve Bank of India (RBI) issued a new Expected Credit Loss (ECL) draft, marking a turning point for Indian banks. Effective from April 2027, the ECL regime will require banks to provision for ...

New ECL framework shifts banks to forward-looking risk assessment; RBI grants five-year transition period till FY31 to ease ...

Banks should align their risk appetite with their internal capacity for expansion and avoid taking on excessive risks ...

RBI's expected credit-loss framework is expected to increase provisioning requirement for lenders. However, the proposed ...

State Bank of India Chairman CS Setty discussed Reserve Bank of India’s new ECL norms, Basel III risk weight changes, and ...

In the ECL framework, banks need to adopt a three-stage approach to determine Significant Increase in Credit Risk (SICR) ...

Following the Monetary Policy Committee meeting on October 1, 2025, the Reserve Bank of India (RBI) issued a Statement on Development and Regulatory Policies, announcing a comprehensive overhaul of ...