Your standard homeowner's policy might not be enough when nature unleashes its fury. Learn which disasters require separate coverage and how to protect your biggest investment before it's too late.

New inspection insights show how verified mitigation features can reduce insurance premiums for homes in Miami-Dade, ...

Disaster costs fell in the U.S. in 2025. Still, it was the fourth time in five years that extreme weather inflicted more than $100 billion in annual losses. Industry experts say the growing financial ...

Fortunately for homeowners, experts with the Insurance Information Institute shared Florida currently has the best insurance market seen in over a decade. According to the group, Florida had the most ...

Third-party motor insurance pays compensation for injury or property damage to others caused by your vehicle. However, it does not cover damage to the insured car or the driver’s own ...

Buying a first home is a major milestone. It often comes with excitement, new responsibilities, and many financial decisions.

ERGO NEXT reports that cyber liability insurance is crucial for small businesses facing high cyber attack risks, helping ...

Companies experience business losses for a wide variety of reasons, some of which are beyond their control. Preventing or avoiding business losses, when possible, is a company’s most cost-effective ...

This article provides an overview of homeowners’ insurance coverage and the general process for filing a claim when your home is damaged. Understanding your policy and the claims process before a loss ...

TALLAHASSEE — Don’t expect major property insurance legislation this session as relief from past reforms is still coming, says Senate President Ben Albritton. “I mean, quite frankly, you know, I ...

Michael Yaworsky was appointed Florida insurance commissioner nearly three years ago and has led the office during a time of change in Florida’s property insurance market. The state’s Citizens ...

Florida lawmakers are considering new bills to lower property insurance costs, despite leaders declaring the market stabilized. One bill seeks to increase oversight of insurers' profit-sharing ...